Bringing Life back to Life Insurance
Plan Ahead So Your Family is Protected from the Unexpected
No one likes thinking about life’s “what-ifs,” but planning ahead ensures your family stays protected and stress-free when life happens. Whether it’s Term Life Insurance or Permanent (Universal) Life Insurance — I’m here to help you find the right solution.As an independent agent, I offer honest advice, clear guidance, and practical options that fit your life—no fluff, just what works for you.
Your Life, Your Insurance, Your Future
These aren’t just life insurance policies—they’re tools to safeguard your family and grow your wealth. Let’s explore how these can benefit you and the people who depend on you.
You’re the Main Family Provider
Make sure your Company can survive without you with Key Person insurance. Ensure your family won’t struggle if something happens to you.With Term Life Insurance, you’ll get enough to:
Key Person insurance
Pay off the mortgage
Cover debts
Secure income for 5-10 years
Even fund college tuition
Living benefits to cover any medical expenses so you can get better
You’re an Investor /
Business Owner
Make sure your Company can survive without you with Key Person insurance. Use your Insurance as an investment vehicle.With Universal Life Insurance, you’ll get to:
Key Person insurance
Borrow from it anytime
Get returns between 6-12%
Cover your entire lifetime
Protect your wealth from market volatility
Did You Know
FALSE
“Life insurance only helps when you die.”
TRUE
Life insurance DOES help you when you're critically sick.
Both Term and Permanent (Universal) life insurance have built-in long-term care for terminal, chronic, or critical illness or injury.
Avoid remortgaging your house, taking out additional loans, or racking up credit card debt while dealing with a stressful life situation.
Avoid having to sell your business because you have to pay for medical expenses
FALSE
"Life insurance is a waste of money.
It's something I’ll never use."
TRUE
Universal Life insurance IS something you can use.
You can borrow against your Permanent (Universal) Life policy with low interest (3-5%)
Get 99% of your contributions back within the first year.
Living benefits can cover you in the event you get sick or injured
Your Community’s Trusted Insurance Agent
Call to Freedom - Life Insurance Solutions is proud to be a part of the local community. We are also certified and trained in ethics and anti-money laundering protocols.
What others have said
Will showed me how life insurance can be a powerful investment,
growing my business while reducing taxes through smart life insurance strategies. Who doesn't want to stick it to the IRS?
Nathalie Wilson
In working with Will he took the time to really explain all my options and help me truly understand how keyman insurance affects my business, safeguards my business and is a tax saving strategy that helps my business. He really dove into the needs of my business and multiple strategies on how to approach keyman insurance. He came from a place of only wanting the best for me and my company and put zero pressure on me as I learned and weighed my options to determine the best plan for my business.
Megan Waters, Trademarked Contracting - General Contractor
I cannot recommend Will Sturgeon of Call To Freedom Insurance highly enough! He recently helped my business secure a key-man life insurance policy, and his expertise and dedication were simply outstanding. Will went above and beyond, researching and vetting dozens of companies to ensure that we found the perfect policy that not only protects our business, but also offers crucial emergency care in case I incur a serious chronic illness. I wouldn’t have thought to use life insurance the way Will structured it and it will end up saving me money on my taxes as well! I couldn’t be more pleased. The peace of mind that comes from knowing we're covered, thanks to Will’s attention to detail and thorough approach, is invaluable. If you’re looking for someone who truly cares about your business and your well-being, Will is your guy.
Kori De Leon, RTI Insurance - P&C Insurance
Will brings so much knowledge, compassion and integrity into all the work he does with his clients. Working with Will, you know he will do everything in his power to help you get the best Life Insurance policy that works with your wants and needs and what you can afford. He really goes above and beyond to be of service!
Kiana Langfeldt, Pivot Point Advantage - Business Coach
I have had the pleasure of working with and learning from Will. He has a firm understanding of not only the variety of tools he has available, but also the many different options available for implementing those tools. He is a caring and passionate person who wants what is best for his clients, even in instances where the best option for his client is to not make any changes. I look forward to the continued growth and development of Will and his business. His passion to serve will continue to help and protect families for many years to come.
Jason Clardy, Edward Jones - Financial Advisor
Benefits of Term Life Insurance
Coverage for 10-30 years
Pays off mortgage
Covers debts
Replaces lost income for 5-10 years
Make sure your business can survive without you with Key Person insurance
Even funds college tuition
Brings peace of mind to the main breadwinner and family
Living benefits provide funds to cover any business & personal expenses if medically unable to do so (term & universal) No Additional Costs
Benefits of Universal Life Insurance
Covers your entire lifetime
SAFE investment, no volatility
Earns 6-12% returns — better than high-yield savings accounts
Make sure your business can survive without you with Key Person insurance
Loan yourself money when needed (with flexible repayment)
Adjust or Pause payments if your income changes
Use it to invest in your business or real estate
Is Your Family Protected if the Unexpected Happens?
Don’t leave your family’s financial future up to chance.
Life is full of surprises—but with the right plan in place, you can give your family the security and peace of mind they deserve. Let’s create a safety net that ensures they’re cared for, no matter what life brings. Your family’s well-being is my top priority.Call Now or Set up a consultation. I’ll walk you through your options and answer any questions you have—no pressure, no gimmicks.
Already have life insurance?
Call today for a complimentary review of your existing policy. Make sure it’s still the right fit for your needs.
Limited-Time Bonus
Visit Us
We are located at
320 Main St, Suite D, Seal Beach, CA 90740
Get Directions
Business Hours
Monday - Friday: 9am - 7pm
Saturday: By Appointment Only
Sunday: Available By Call, appointment may be set for later date
*Please note that I do not offer legal advice or counsel.
About Us
Will Sturgeon
Before I entered into the industry, I thought life insurance was simply for when we died. My opinion and that of many others couldn’t have been further from the truth. I fell in love with the ways life insurance can be used to enhance our lives, whether it was during a significant medical event or as an investment to boost our financial future.When I started in 2021, I learned very quickly that this product was being used to make our clients feel guilty about not having a plan in place, and that tactic was being used against our clients in order to make sales. This is why I went on my own in August of 2022, and founded Call to Freedom, so we could “Bring Life back to the Industry”. I feel that our clients deserve to feel confident in what they have, and that they have a reliable agent at their side for the entirety of their lifetime.We take great pride in establishing a warm relationship with each individual, and giving them a safe place to ask all the questions they need to make a sound decision, and most importantly feel good about it for years to come. Whether it’s a complimentary review of an existing policy that was purchased years ago, or a first time purchase, we truly love helping anyone when it is called upon us. We love earning your trust and keeping that trust for as long as we work together.
Diana Sturgeon
At Call to Freedom, we’ve watched this small business come to life and grow. As William’s wife and business partner, I see how he carefully listens to clients, ensuring they understand the choices in front of them. William explains life insurance in clear, simple terms, helping you see the best path for your future.William’s approach is hands-on, making sure you feel secure and confident about the decisions you’re making. He is always open to learning more—if there’s something he doesn’t know, he takes the time to research, ensuring he provides the best and most accurate information. His mission is to bring life back to the industry, making sure that clients not only hear about options but truly understand and experience peace of mind through informed choices.I handle our social media, where I share updates on William’s growth and how Call to Freedom is developing. With every post, you can see the commitment and dedication behind everything we do.At Call to Freedom, we’re not just another insurance business—we’re here to help you see, feel, and understand your financial future with confidence.
Get in Touch Today!
Protect Your Family
Grow Your Wealth
The right life insurance policy isn’t just about the here and now—it’s about creating opportunities and security for your family’s future. Whether you need term coverage to protect your family or permanent insurance to grow your wealth, I’m ready to help you every step of the way.Call Now at (562)760-3521 or fill out the form below for a free consultation.
Thank you!
I will contact you soon to discuss the best solutions possible when it comes to life insurance. If you have any immediate questions, feel free to call me at (562) 760-3521.I look forward to helping you!Will